http://livingfrugalsavingmoney.com/FrugalBlog Teaching you how to live on less because - It's my money...I'll save if I want to! Thu, 21 May 2009 16:50:28 +0000 http://backend.userland.com/rss092 en I took a small hiatus to focus on starting my business.  This, on top of everything else - including my full time job, is extremely harrowing!  It's time consuming and I absolutely lost focus on well... LIFE!  Update on the budget issues going on in our family... Budget is going VERY ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/05/21/small-hiatus-money-saving/ When we bought our house, we got a 6.5% interest rate.  Not too bad when we're talking interest rates - BAD when you're talking about it on a large sum of money.  Monthly, we currently pay $196 towards principal (actual house).  You may say "oh well that's fine" but the ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/05/15/why-should-you-refinance-your-house/ Steps to eating healthy – Day 2 The second step I took to getting us to eat healthier, is to eliminate High fructose corn syrup (HFCS). This was only daunting because of the sheer amount of stuff HFCS is in.  EVERYTHING.  Look at a box in your house.  Go ahead.  Crackers. ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/05/10/steps-to-eating-healthy-on-a-budget-day-2/ Steps to eating healthy – Day 1 After writing my splurges on healthy eating on a budget and getting healthy eating into the mix of family life, I realized that this is more complex than just a one or two article shot.  Soooooo, I decided to start a 5 day guide ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/05/09/steps-to-eating-healthy-on-a-budget-%e2%80%93-day-1/ I have to say that I absolutely love CVS.  Why?  3 words... Extra Care Bucks. If you don't know what Extra Care Bucks are,  you're missing out.  It's CVS' rewards program and it's absolutely wonderful.  You purchase items from CVS that are advertised that you receive ECB's for.  You purchase the ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/04/15/i-heart-cvs/ Eating healthy is hard.  Really hard.  Especially in today’s society of “Get it Quick, Eat it Quick, we have no time, Mcdonald’s on every corner.” But this is by far NOT the best way to feed yourself, much less your children!  The nutritional value of fast food is horrific.  I ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/04/06/change-the-way-you-eat-%e2%80%93-on-a-budget-%e2%80%93-why-not/ It has come to my attention, after speaking to several moms and reading some blogs that some people do not "coupon correctly".  What am I talking about?  I'm talking about spending money unnecessarily because "well, I have a coupon for that!" Is this you? I know it was me at ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/04/06/the-coupon-gamesaving-money-or-is-it/ Today’s society relies so heavily on credit and debt to function it’s almost comical.  My great-grandparents didn't have a credit card and neither did my grandparents.  Only when they were forced to get some sort of plastic, did they.  And they did just fine. For decades.  I have personally opted out of ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/04/02/beware-of-credit-card-offers/ Where to “find” money around the house – realistic ways.  PROVEN WAYS! Installment 4 Lunch Money! The boys pack a lunch 3 days a week.  He gets a sandwich, a fruit, a juice, and chips or organic fruit snack. And every day he brings nothing back. When he eats lunch at school, he ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/03/31/where-to-find-money-lunch/ Where to “find” money around the house – realistic ways.  PROVEN WAYS! Installment 3 Gas money! Gas costs are down. *shew* But that doesn’t mean that you’re really saving a bunch of money.  How do you save even more on gas?  Easy! Here are some ways that I have taken my personal gas ... http://livingfrugalsavingmoney.com/FrugalBlog/2009/03/30/where-to-find-money-gas/