Where to “find” money around the house – realistic ways.  PROVEN WAYS!
Installment 4
Lunch Money!
The boys pack a lunch 3 days a week.  He gets a sandwich, a fruit, a juice, and chips or organic fruit snack. And every day he brings nothing back. When he eats lunch at school, he wastes over half of it.  [...]

Where to “find” money around the house – realistic ways.  PROVEN WAYS!
Installment 3
Gas money!
Gas costs are down. *shew* But that doesn’t mean that you’re really saving a bunch of money.  How do you save even more on gas?  Easy! Here are some ways that I have taken my personal gas consumption from $50 – $60 [...]

Where to “find” money around the house – realistic ways.  PROVEN WAYS!
Installment 2
Water
The next place that I “found” money around the house was in the water bill.  We ran the dishwasher 7 days a week. It’s not a fancy “done in 8 minutes” one either.  It’s probably just like the one you have – noisy [...]

 Where to “find” money around the house – realistic ways.  PROVEN WAYS!
Installment 1
I figured that I would start a series of posts to help people who just aren’t sure where to get more money from without getting a second job.  Now, these hints aren’t going to make you an extra income, but you’ll be surprised [...]

Resisting the temptation to splurge on impulse
 

Recently, very recently, it’s been such a temptation to splurge on something that I see in the store that looks SOOOOOO pretty.  Splurge on unnecessary items.  Splurge on stuff that we’d probably end up selling at a garage sale in a year.  Of course we have been allocating spending [...]

 
I posted about the $0 budget and began thinking about it.  I began thinking “wow.  It was daunting when we started it. I think I’ll share our experience to make it more attainable.” So, here’s our experience – and it’s ongoing I might add - BUT wildly successful and we LOVE it.
We used to always be [...]

Paying off Debts – Smallest to Largest

(This doesn’t include a house debt)
Credit Card 1 Owe – $350. Minimum payment $15
Credit Card 2 Owe – $550. Minimum Payment $25
Car 1 Owe – $2100. Payment $425
Car 2 Owe – $2300. Payment $400
Student Loants Owe – $4500. Payment $100
Here’s what we do:
In our budget that we worked [...]

Where to start when doing a *gulp* budget

Oftentimes, people don’t know where to even start when doing a budget. I, regrettably, was one of them. And then I sat down and just started one baby step at a time. And it worked. You may feel overwhelmed at first, but the key is to UNDERSTAND the [...]